Tania Babina Directory Page

Professor Tania Babina is an Associate Professor at the Robert H. Smith School of Business at the University of Maryland. She is also an affiliate of the National Bureau of Economic Research (NBER) and a Research Fellow at the Centre for Economic Policy Research (CEPR). Prior to joining Maryland, she was a professor in finance at the Columbia Business School.

In her research, she studies the drivers of innovation, entrepreneurship and technological change and their economic impact on firms, workers and broader society. In her prior work, she examined the impact of financial crises on innovation and entrepreneurship, as well as the drivers and economic impact of fintech. More recently, she has done research on measuring the economic impact of recent technological developments, particularly artificial intelligence (AI) technologies: she has research papers examining AI’s impact on firm performance, labor composition, and changes in firm risk. Indicating the significance of this line of research, her paper on AI’s impact on firm performance was the most cited paper published in the top three finance journals in 2024. Her work has been published in top academic finance and economics journals, received numerous awards, and has been cited in the Financial Times, Washington Post, and The New York Times, among others.

Her work has had an influence on economic policy. Her research was cited in major recent US regulations on Open Banking and in the government assessment of the UK Open Banking regulation as well as in the US White House Economic Report of the President. 

She supports the finance research community by organizing major research conferences, such as the Labor and Finance Conference and the AI in Finance Conference (2024, 2025).

 She received a Ph.D. in Finance from the Kenan-Flagler Business School at the University of North Carolina, a Master’s of Finance at the University of Alabama, and a Bachelor’s in Economics from the National Technical University KhPI, Ukraine.  In terms of teaching, Professor Babina has taught Entrepreneurial Finance and Corporate Finance courses.