World Class Faculty & Research / December 23, 2013

Articles by Prof. Clifford Rossi: 2013

Dr. Clifford Rossi is a Tyser Teaching Fellow and executive-in-residence in the finance department at the University of Maryland's Robert H. Smith School of Business. Rossi writes a weekly column for American Banker called "Risk Doctor."

December

Financial System's Risk Navigator Still Has Blind Spots
December 23, 2013

Will Volcker End Up Another Example of Knee-Jerk Regulation?
December 9, 2013

Overlooked in Housing Reform Debate: Risk of Lender Concentration
December 4, 2013

November

Conflicting Mortgage Rules Prolong Reign of the GSEs
November 25, 2013

New Liquidity Rules Will Put a Drag on Mortgage Finance
November 11, 2013

Beware When Risks Collide
November 4, 2013 

October

Long-Term Viability in Mortgage Market Hinges on Reps-and-Warrants Overhaul
October 22, 2013  

A U.S. Default Is the Ultimate Systemic Risk
October 11, 2013  

Combine FHA with New Mortgage Agency to Avoid Another Bailout
October 7, 2013 

September

How Online Home-Price Estimators Distort the Market
September 30, 2013

Alchemy of Bank Loan Loss Reserving Remains Under FASB Proposal
Septmeber 23, 2013

JPMorgan Should Have Gone Further to Retool Risk Governance
September 16, 2013

Dodd-Frank Rules Provide Limited Protection for Mortgage Investors
September 5, 2013

August

Let FHA Worry About Meeting Affordable Housing Needs
August 27, 2013

Banks Get a C+ in Postcrisis Risk Management
August 21, 2013

Mortgage Markets Will Pay Price for CFPB’s Contradictory Policies
August 16, 2013

How Community Banks Can Come Back Strong in the Mortgage BusinessAugust 7, 2013

Sobering Lessons from Freddie Mac's Risk-Sharing Deal
August 5, 2013

July

Fox Morning News: Interview on the Detroit Chapter 9 bankruptcy filing and its broader implications
July 23, 2013

Congress Reminds Us Whats Wrong with Housing Reform Process
July 23, 2012

Banks Model Risk Worse than Ever, Thanks to Basel III
July 11, 2013

Federal Home Loan Banks Fortunes May Be on the Rise
July 8, 2013

June

So Much Could Go Wrong with Corker-Warner GSE Bill
June 25, 2013

Did Corker-Warner Jump the Gun on 'Skin in the Game' Target?
June 20, 2013

Financial Systems Guardians Give Cyberattacks Short Shrift
June 13, 2013

Fox News: Obama still failing as CEO of USA, Inc.
June 11, 2013

Time to Reverse Course on Reverse Mortgages
June 6, 2013

May

A Lesson for U.S. Housing Reformers from Across the Pond
May 29, 2013

Guess What? Basel III Oversimplifies
May 21, 2013

The Best Chance for a Stable Mortgage Market
May 15, 2013

Banks Forced to Use Shortsighted Accounting
May 2, 2013

April

Fix Credit Ratings Process Ahead of GSE Reform
April 26, 2013

FDIC Should Charge Banks for Lax Risk Management
April 19, 2013

Let the FHA Charge for Risk, Like Fannie and Freddie Do
April 11, 2013

March

Basel's Treatment of GSE Securities Threatens Housing Recovery
March 27, 2013

Banking Needs Less Regulation, More Risk Governance
March 20, 2013

The Unsung Virtues of Mortgage Credit Enhancements
March 12, 2013

C-SPAN: Future of Fannie Mae and Freddie Mac
March 9, 2013

February

Act Now to Wean Multifamily Lending Off GSE Support
February 25, 2013

Raising FHA's Game
February 25, 2013

Mortgage Underwriting Is Trapped in a Box
February 6, 2013

January

Break the Megabanks' Stranglehold on Mortgage Servicing
January 30, 2013

Maryland Morning: No-Doc No More?
January 22, 2012

GSE Reform Needn't Wait for Congress
January 18, 2013

QM Cements the Sorry State of Mortgages for Years to Come
January 11, 2013

How to Bring Private Capital Back to Mortgages
January 3, 2013

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About the University of Maryland's Robert H. Smith School of Business

The Robert H. Smith School of Business is an internationally recognized leader in management education and research. One of 12 colleges and schools at the University of Maryland, College Park, the Smith School offers undergraduate, full-time and flex MBA, executive MBA, online MBA, business master’s, PhD and executive education programs, as well as outreach services to the corporate community. The school offers its degree, custom and certification programs in learning locations in North America and Asia.

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